Have you been injured at work?

If you’ve been injured at work, you need to ask these important questions:

Q. Do I need to file a claim?
A. If the injury is more than a simple bruise, chances are you do.

Be sure to complete an incident report at work and document the injury as honestly and with as much detail as possible. It is important that you follow your employer’s policies. Once you’ve filed the initial paperwork, contact us. We can help you determine if your injury warrants a workers’ compensation claim.

Workers Comp Ohio

Q. How do I file a claim

A.Filing a workers’ compensation claim can be a confusing process filled with insurance documents and bureaucratic legalese. That’s where we come in. We know the magic language of the Ohio Workers’ Compensation system and can ensure that your claim is properly filed. We will walk you through the maze of workers’ compensation to ensure that the process works for you.

Q. Who pays my medical bills and prescriptions?

A.That depends. If your doctor properly submits the bills under your workers’ compensation claim and the diagnostic codes on the bills match the conditions allowed in your claim, your medical bills and prescriptions should be paid by the claim. However, if the medical bills have the wrong diagnostic codes (even if the wrong code was entered by mistake) you will be responsible for the bill. If you are insured, your insurance company may cover the bill. If not, you could get stuck with the bill.

We can help to ensure that your claim includes the right diagnostic codes, that your medical bills are properly submitted and that you get the coverage to which you are entitled..

Q. What should I tell my doctor?
Provide your doctors with a specific description of how you were injured and a detailed medical history. Follow any treatment plans as outlined by your doctor and be sure to keep any scheduled appointments. Your doctor is an important partner in your workers’ compensation claim.

Q. What if I can’t work? How do I get paid?
The loss of wages from a work related injury can have a devastating impact on your family. Fortunately, the Ohio Workers’ Compensation fund is there to help. From a short term leave of absence to a permanent loss of employment due to injury, we can help you get the full benefits to which you are entitled.

Q. How long does the process last?
Simple answer? As long as needed for you to fully recover. Unfortunately, the workers’ compensation process is never that simple. It is a process filled with bureaucratic issues, jurisdictional issues, due process issues and proper notice issues. Sometimes, the Bureau of Workers’ Compensation will let an open case sit on the table until a proper request is filed. A simple letter from an unrepresented injured worker could be construed as a legal motion setting off a complex chain of events.

We ensure that your claim continues to move forward and that coverage lasts until you are well again — however long that may be. If it is appropriate to end a claim with a settlement, we will help you analyze the settlement offer, counter offer if necessary and leave you with a claim that is fair and just to all parties involved.

Q. What can I do if my claim is disallowed?
All workers’ compensation claims go through a hearing process. We can help you determine when to continue the process and when to settle. If your hearing resulted in a denial of benefits, we can also help you determine if an appeal is appropriate and file your appeal so that it has the highest chances of success.

 Most Important – Call us at 330-535-5757!